PRIVATE & PERSONAL Banking
Meeting your banking needs in the day-to-day.
Our Approach
At Tradition, private banking is custom-tailored to meet the distinct financial needs of high-net-worth individuals and professionals. Whether managing complex personal wealth, structuring financial strategies, planning for succession, or conducting day-to-day banking needs—clients benefit from a dedicated team that delivers a concierge-level experience.
Tradition’s private banking team offer deep industry insight, discretion, and agility to craft personalized solutions that align your goals. In addition to in-house expertise, clients gain access to a strong, trusted network of legal, tax, investment, and estate planning providers, ensuring comprehensive support for even the most sophisticated financial needs. From customized lending and cash flow management to partner financing, investment access, and trust services, Tradition Capital Bank provides high-touch financial solutions designed to simplify complexity, preserve wealth, and support long-term success.
Lending solutions for Individuals & Families
Lending solutions
for Individuals & Families
Building the life you want requires intentionality. We have the tools to build your vision—right alongside you.
Our deposit solutions
Find deposit options that fit your lifestyle.
The Capital Account
The premier, tiered checking account that rewards you with higher interest rates on larger balances.
See Details
Account features:
ATM / Debit Card
Bill Pay Available
Checks
Digital & Mobile Banking
Interest*
Mobile Deposit
Paper or Electronic Statements
ABOUT THE Capital ACCOUNT:
Developed for clients to use as a checking account, paired with a higher interest-bearing money market account for complete financial support.
Tiered-rates.
Statement cycle:
10th of each month.
* Tiered rates, subject to change
The Reserve Account
A money market account with premium rates.
See Details
Account features:
Digital & Mobile Banking
Interest*
Mobile Deposit
Paper or Electronic Statements
ABOUT THE Reserve ACCOUNT:
Ideally paired with a checking account for fuller financial coverage and capabilities.
Tiered rates.
Statement cycle:
10th of each month.
* Tiered rates, subject to change
The Academy Account
A high-interest savings account designed to help teach children the value of saving. Designated for clients under 21 years old.
See Details
Account features:
Digital & Mobile Banking
Interest*
Mobile Deposit
Paper or Electronic Statements
ABOUT THE Academy ACCOUNT:
High interest-bearing account. Rate changes to Reserve tiered-rate after 21st birthday.
Statement cycle:
10th of each month.
* Premium rate applies to balances up to $4,000 and market rate applies to balances over $4,000. Rates subject to change.
Product Offerings
Digital + Mobile Banking
Use your online account to request money, view estatements, pay bills, export transactions, manage alerts, and more. Do your banking from anywhere, anytime.
Bill Pay
Keep track of all your monthly bills and pay from one personalized, secure location.
Mobile Deposit
Skip the trip to the bank, make secure deposits using your smart phone. (Individualized limits; No cost)
Prepaid Gift Cards
Gift cards can be used anywhere MasterCard is accepted.
ATM/Debit Cards
Eliminate the risk of carrying cash with a Tradition Visa Debit Card. Apple, Android, and Samsung Pay available.
ATM + MoneyPass Network
Use your online or mobile application to locate fee-free ATM’s near you. Click Here to learn more.
Credit cards
The Tradition Credit Card meets your needs with financial flexibility. Subject to credit approval. Please contact us for details.
Additional Offerings
Alerts
Proactively manage your finances with personalized, real-time notifications of account changes via email, online banking, or text.
Estatements
Get your statements sooner and eliminate the clutter of paper statements.
External Transfers
A quick and easy way to move money between your personal accounts with other financial institutions.
Zelle®
Fast. Safe. Easy. Just log in to your Tradition Capital Bank online banking account and start sending money with Zelle today. Click Here to learn more.
